
The 5 Best Personal Loan Lenders in Adelaide
1. Progress Lending

Services: Car loans, personal loans
Website: https://progresslending.com.au/
Address: 103b Jetty Rd, Glenelg SA 5045, Australia
Contact Details: +61 1300 151 553
Operating Hours:
- Monday: 8:30 AM-6 PM
- Tuesday: 8:30 AM-6 PM
- Wednesday: 8:30 AM-6 PM
- Thursday: 8:30 AM-6 PM
- Friday: 10 AM-2 PM
- Saturday: Closed
- Sunday: Closed
Google reviews score | 5/5 |
Total reviews | 4.5/5 |
Score consistency | 5/5 |
Interest rates | 5/5 |
Transparency | 5/5 |
Affordability | 5/5 |
Communication | 5/5 |
Responsiveness | 5/5 |
Simplicity in explaining | 5/5 |
Loans offered | 5/5 |
Convenience | 5/5 |
Pros
- More than 40 lending companies
- Informative representatives
- Responsive
- Offers many types of loans
Cons
- Website is hard to read
- Small team
Progress Lending has access to more than 40 lending companies, making your list of choices broader.
Included here are reputable companies like Westpac, Nab, Angle Finance, Pepper Money, and Branded Financial Services.
We found their representatives very helpful in guiding you about the pros and cons of contracts. Their transparency and informativeness make the process easier.
The way they conduct credit checks is thorough and quick. They make sure to consult with you first before sharing details with the lender.
Most importantly, they’re responsive while your loan application is being processed. It’s easy to contact them for updates.
Other types of loans they offer include car, leisure, business, and motorbike loans.
From what we’ve seen, a downside with them is that their team is smaller than other companies. You may not be immediately entertained if you’re a new client.
Another thing is that their website is a bit hard to read. Browsing through information pages is hard because of this.
2. Go Loans

Services: Personal loans, refinancing, car loans, personal loans, IBO loans, small business loans
Website: https://www.goloans.com.au/
Address: 19 Rundle St, Kent Town SA 5067, Australia
Contact Details: +61 8 8363 8800
Operating Hours:
- Monday: 9 AM-5 PM
- Tuesday: 9 AM-5 PM
- Wednesday: 9 AM-5 PM
- Thursday: 9 AM-5 PM
- Friday: 9 AM-5 PM
- Saturday: Closed
- Sunday: Closed
Facebook reviews score | 5/5 |
Google reviews score | 4.9/5 |
Total reviews | 5/5 |
Score consistency | 4.95/5 |
Interest rates | 5/5 |
Transparency | 5/5 |
Affordability | 5/5 |
Communication | 4/5 |
Responsiveness | 4/5 |
Simplicity in explaining | 4/5 |
Loans offered | 5/5 |
Convenience | 4/5 |
Pros
- More than 30 years of experience
- Approachable team
- Has many types of loans
- Well-designed website
Cons
- Unresponsive
- Tends to overpromise
Go Loan has more than 30 years of experience. Their team is composed of highly experienced mortgage brokers with expertise in different types of loans.
Having many brokers makes them able to handle many clients at once. They can match different clients properly through this.
Clients praise their team for being approachable and helpful in choosing the best personal loan depending on what it will be used for.
We found their website to be very user-friendly and helpful in learning about your loan options. It has a calculator for income, expenses, and more.
Lastly, they have many types of loans offered, including IBO loans, small business loans, and refinancing.
What we didn’t like about the company, however, is that some of their representatives are unresponsive. It can make the process frustrating for some clients.
Aside from this, they may overpromise sometimes, causing confusion for clients when payment time comes.
3. Jacaranda Finance

Services: Personal loans, car loans
Website: https://www.jacarandafinance.com.au/
Address: Level 3/97 Pirie St, Adelaide SA 5000, Australia
Contact Details: +61 1300 189 823
Operating Hours:
- Monday: 8 AM-5 PM
- Tuesday: 8 AM-5 PM
- Wednesday: 8 AM-5 PM
- Thursday: 8 AM-5 PM
- Friday: 8 AM-5 PM
- Saturday: 8 AM-4 PM
- Sunday: Closed
Google reviews score | 4.3/5 |
Total reviews | 4.4/5 |
Score consistency | 4.3/5 |
Interest rates | 4/5 |
Transparency | 5/5 |
Affordability | 3/5 |
Communication | 5/5 |
Responsiveness | 5/5 |
Simplicity in explaining | 5/5 |
Loans offered | 5/5 |
Convenience | 5/5 |
Pros
- Fixed rates for loans
- Experienced team
- Fast loan process
- Digital platform is well-made
Cons
- Pushy ads
- High interest rates
Jacaranda Finance provides fixed rates for both personal and car loans. It’s why there’s less confusion about the payment process with them.
They have more than seven years of experience in the business. And you may be pleased to know that they’ve been recognized by Business News Australia, Australian Financial Review, and Australian Small Business.
Their team is made up of finance industry experts with decades of experience. They’re knowledgeable in financial technology, personal finance, and more.
Because they’re digital lenders, they’ve created a fast and convenient process for loan applications. You can get approval in less than two hours.
This speed extends to how fast you receive your money, as it can be sent to your bank account in less than a minute after you sign a contract.
That said, one thing we noticed is that their email advertisements for loans can be a bit pushy.
Aside from this, their interest rates are high. Be sure to thoroughly read their contracts before signing.
4. Buttonwood Finance

Services: Business loans, personal loans
Website: https://www.buttonwoodfinance.com.au/
Address: 6/27 College Rd, Kent Town SA 5067, Australia
Contact Details: +61 1300 101 016
Operating Hours:
- Monday: 9 AM-5 PM
- Tuesday: 9 AM-5 PM
- Wednesday: 9 AM-5 PM
- Thursday: 9 AM-5 PM
- Friday: 9 AM-5 PM
- Saturday: Closed
- Sunday: Closed
Facebook reviews score | 5/5 |
Google reviews score | 4.9/5 |
Total reviews | 4.4/5 |
Score consistency | 4.95/5 |
Interest rates | 4.5/5 |
Transparency | 5/5 |
Affordability | 4/5 |
Communication | 5/5 |
Responsiveness | 5/5 |
Simplicity in explaining | 5/5 |
Loans offered | 4/5 |
Convenience | 5/5 |
Pros
- Accepts clients with poor credit
- Has access to more than 30 companies
- Well-designed website
- Responsive
Cons
- Rates are pricey
- Types of loans are limited
Buttonwood Finance is notable for accepting clients with poor credit performance. Their credit options are diverse and compatible with many.
They’re connected to 30 lending companies that offer affordable rates and reasonable plans. In addition, their representatives are very helpful in choosing the best ones for your needs.
The company has one of the best website designs we’ve seen, from aesthetics to functionality. Learning more about their services and contacting them is a breeze to do here.
In relation to this, their online application tool is user-friendly. Their representatives contact you quickly after using it.
Finally, their team is professional and good at explaining your options. They simplify industry terms and ensure that you’re always updated.
However, a downside we’ve seen is that their rates are pricey. On top of that, the type of loans they offer is limited compared to other companies.
5. Funding Options Pty Ltd

Services: Home loans, investment loans, first home buyer loans, refinancing, business and commercial loans, equipment finance, vehicle finance, personal loans
Website: https://fundingoptions.com.au/
Address: 1 King William Rd, Unley SA 5061, Australia
Contact Details: +61 8 7089 6611
Operating Hours:
- Monday: 9 AM-5 PM
- Tuesday: 9 AM-5 PM
- Wednesday: 9 AM-5 PM
- Thursday: 9 AM-5 PM
- Friday: 9 AM-5 PM
- Saturday: 9 AM-5 PM
- Sunday: 9 AM-5 PM
Facebook reviews score | 5/5 |
Google reviews score | 4.9/5 |
Total reviews | 4.3/5 |
Score consistency | 4.95/5 |
Interest rates | 5/5 |
Transparency | 5/5 |
Affordability | 5/5 |
Communication | 4.5/5 |
Responsiveness | 4/5 |
Simplicity in explaining | 5/5 |
Loans offered | 5/5 |
Convenience | 5/5 |
Pros
- Many lender options
- Has many forms of loans offered
- Good in explaining contract
- Quick to process paperwork
Cons
- Representatives may not always be available
- High fees
Funding Options was founded in 2012. They’re known for providing many forms of loans, including vehicle, business, investment, and personal loans.
In addition, they have many companies which they’ve partnered with for loans. This gives clients more options.
We found the way they guide you through your contract and loaner options to be very user-friendly. In addition, they have a wide list of companies offered.
Their team is professional in guiding you through your different requirements. In addition, they’re responsive and quick to advise you regarding deadlines.
Finally, they’re thorough with processing paperwork and are always quick to finish them. Because of this, you’ll have no trouble following deadlines set by lenders.
Unfortunately, a downside of the company is that their representatives may not always be available because of the high demand for their services.
Aside from this, the company charges high fees for their services.