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Secure your dream home stress-free with the best mortgage brokers in Adelaide!

Experience: Brokers with nearly 10 years of experience in the industry were favoured, with experience evaluated through company profiles and previous loan placements across various financial situations.

Credentials: We checked for essential accreditations, mainly a Certificate IV and Diploma in Finance and Mortgage Broking and an Australian Credit Licence (ACL). Reputation, size of lender pool, and awards were considered as well.

Communication Skills: The team graded response speed and explanation clarity using experience, queries, interviews, and feedback. Using the same measures, we looked for firms with staff often described as personable, analytical, detail-oriented, and empathetic.

Adaptability: With the market forever in flux, companies that streamline processes using new tech like AI and CRM software scored higher. Feedback and case studies helped us come up with the marks.

Pricing: Commission structures and transparency around fees were compared. Naturally, brokers who often outline competitive rates upfront were prioritised.

Not trying to scare you, but being a first-time homebuyer nearly broke me. I had to deal with forms on top of forms, strict timelines, limited credit history, market unfamiliarity, and worst, numbers.

Thank goodness I swallowed my pride and rang some mortgage brokers! Having pros who understand things like rate structures and lender criteria changed the game completely.

Adelaide houses tons of brokerage firms, though. And since not all of them deserve your pay slip, we made this review exclusive to seasoned ones with the highest client satisfaction rates.

1. Palm Tree Finance

palm-tree-finance-logo

Address: Unit 2/241 Pirie St

Contact Details: +61 430 583 666

Operating Hours:

  • Mon to Thu – 8 am to 8 pm
  • Fri – 8 am to 5 pm

Website

Google review score5/5
Facebook review score5/5
Total reviews5/5
Score consistency5/5
Experience4.5/5
Credentials4/5
Communication Skills4.8/5
Adaptability4.5/5
Pricing (A higher score means a better value, not higher fees)4.5/5

It’s not a hot take to say that Palm Tree Finance’s customer service is sound. Their reps (once you’re in) answer promptly, sometimes even outside of business hours.

Clients also directly chat with and receive updates from Paul Lu. He’s the owner, and the guy is often praised for his realistic advice on matters like loan amount reasonability.

In addition, he breaks down technicalities in plain English. That’s neat for those new to concepts such as grants, rate structures, and lender conditions.

Speaking of lenders, they work with 30-plus financing institutions. It’s not the biggest number here, but your chances of securing better rates and terms are still favourable.

The real drawback is Palm Tree’s weekend closure. Adelaide has a few brokers who see clients on Saturdays.

First consults aren’t done instantly either. I had to book ahead to secure the 15-minute initial phone call.

Pros

  • Over a decade of experience
  • Superb customer service
  • Access to 30-plus lenders
  • Offers commercial, residential, and equipment finance

Cons

  • Weekend closure
  • Lack of on-the-spot consults

Excellent Experience

I had an excellent experience with Paul and Stanley from Palm Tree Finance. The process was simple from start to finish and they made everything easy to understand. Communication was clear and timely, and any questions I had were answered quickly and professionally. Their friendly and efficient approach took the stress out of the whole process.

I highly recommend their services to anyone looking for a mortgage broker who genuinely cares for their clients.

Thank you Paul and Stanley for your fantastic service and helping us in buying our first home!

– Isabella Ricks, Google Review

Incredibly Thorough

Paul and Stanley delivered a level of service that felt more like a luxury experience than a financial transaction. From the moment we connected, they were professional, responsive and incredibly thorough; every step was handled with precision and care, just like the service you’d expect at a luxury watch boutique.

But what truly sets them apart is their integrity. They weren’t just trying to close a deal, they were genuinely invested in helping us make the right decision. Their advice was realistic, honest and tailored to our situation. We never felt rushed or pushed; we felt supported and informed.

They made what could have been a stressful process feel smooth, empowering and even exciting. If you’re looking for mortgage brokers who combine top tier expertise with genuine care and reliability, the team at Palm Tree Finance are the only ones you need to call.

As first home buyers, we are already looking forward to the next upgrade, simply because Paul and Stanley made this process so palatable.

– Fareen Khan, Google Review

2. Loans Combined

loans-combined-logo

Address: Level 1/268 Payneham Rd, Payneham

Contact Details: +61 8 7009 4565

Operating Hours:

  • Mon to Fri – 8:30 am to 5:30 pm
  • Sat – 8:30 am to 12:30 pm

Website

Google review score5/5
Facebook review score5/5
Total reviews5/5
Score consistency5/5
Experience4/5
Credentials4.2/5
Communication Skills4.5/5
Adaptability4.5/5
Pricing (A higher score means a better value, not higher fees)4.5/5

Adrian and David Signore of Loans Combined do more than loans. Both have a solid taxation background and can analyse finances deeper than most, including the tax implications.

Lender-wise, their network is also large, with over 60 names available. What’s handy is that you can peek at the options’ general principal+interest rates via the website instead of calling.

Now, I’m not saying their customer service is dreadful. Many clients, especially first-time home buyers, found the firm’s staff responsive and knowledgeable.

They’re quick, too. Some interviews secured loans in less than a week; one even locked hers in only two days!

It’s best not to count on same-day meetings, though. Loans Combined draws in lots of clients.

Another snag is experience. Being open since 2018 is no easy feat, but more seasoned options are around.

But hey, most of them don’t provide free loan calculators!

Pros

  • Access to over 60 lenders
  • Strong taxation background
  • Offers other loans
  • Open on Saturdays

Cons

  • High demand
  • Not the longest-running option

We couldn’t be happier with the service

We had an amazing experience with Adrian from Loans Combined. The process was smooth, clear, and handled so promptly, which took a lot of stress off us. Adrian and Tahlia were incredibly helpful and professional from start to finish, making everything quick and easy to understand. We couldn’t be happier with the service and would highly recommend them to anyone needing fast, reliable financial help!!

– Diana Calvanese, Google Review

Made the Mortgage Process Simple

I had an excellent experience working with David and Pallav. From the very first conversation, they made the mortgage process simple and stress-free. They took the time to explain my options clearly, found the right loan to suit my situation, and kept me updated every step of the way.

What stood out most was their responsiveness and genuine care and they always made sure I felt confident in the decisions being made. Thanks to their hard work and expertise, I was able to secure the property I wanted without any hassle.

If you are thinking about purchasing a property, you are in good pair of hands and found the right team to do that.

I highly recommend David (Loans Combined) to anyone looking for a reliable and professional mortgage broker. They truly go above and beyond for their clients.

– Mohan Kumar, Google Review

3. Zanda Wealth Mortgage Brokers

zanda-wealth-mortgage-brokers-logo

Address: 246-250 Pirie St

Contact Details: +61 8 8223 1367

Operating Hours: Mon to Fri – 9 am to 5 pm

Website

Google review score4.9/5
Facebook review score4.4/5
Total reviews4.5/5
Score consistency4.8/5
Experience4.8/5
Credentials4.5/5
Communication Skills4.4/5
Adaptability4.5/5
Pricing (A higher score means a better value, not higher fees)4.5/5

Established back in 2006, Zanda Wealth comes with over two decades of experience. In fact, they’re the longest-running firm here.

One feat that makes it obvious is how well-informed the staff is. They often help first-time buyers understand complex bits like grants, FHLDS, stamp duty exemptions, policies, and interest rates.

Even better, their brokers are said to be skilled at negotiating for more favourable deals or conditions.

Those with existing mortgages rate them highly, too. Refinancing for reduced repayments is among the firm’s top solutions.

Still, it would be more convenient if they had weekend hours.

We also have to bring up their history of sending out spam texts/calls, which a few might find off-putting.

Past that, Zanda Wealth is a strong option. Their 100-plus-lender network alone is a massive perk.

What’s more, you don’t have to pay for phone consults and tools (like loaning calculators). 

Pros

  • Open since 2006
  • Access to 100-plus lenders
  • Free phone consults and tools
  • Continues to advise post-approval

Cons

  • No weekend hours
  • Occasional spam texts and calls

Their service is outstanding

We have used Zanda Wealth Mortgage Brokers multiple times now for both construction loans and established home loans, and they have been absolutely fantastic every time. The team is friendly, knowledgeable, and genuinely invested in helping you achieve the best outcome. Their service is outstanding — everything was explained clearly, handled efficiently, and the entire process ran smoothly from start to finish.

We would definitely recommend Zanda Wealth to anyone looking for reliable and expert mortgage support, and we will not hesitate to use them again in the future.

– Stacey Mills, Google Review

Went Above and Beyond

Austin and his team at Zanda Wealth helped me secure two construction loans and a refinance loan, they made the process seamless and stress-free. I’m grateful for the professionalism and knowledge that was provided. They are always responsive and went above and beyond to deliver the best outcomes. I highly recommend to anyone seeking a reliable mortgage broker.

– Rattana Chhay, Google Review

4. Mayfair Finance Australia

mayfair-finance-australia-logo

Address: Level 30/91 King William St

Contact Details: +61 8 8113 5721

Operating Hours: Mon to Fri – 9 am to 5 pm

Website

Google review score5/5
Facebook review score5/5
Total reviews4.5/5
Score consistency5/5
Experience4.5/5
Credentials4.6/5
Communication Skills4.6/5
Adaptability4.5/5
Pricing (A higher score means a better value, not higher fees)4.5/5

Mayfair Finance is worth ringing if you value industry recognition. See, they’ve won MFAA’s Best Diversified Mortgage Broking Business in 2023 and have been shortlisted by The Adviser several times.

Their customer service is just as notable. Like the financial advisors we trust, their main guy (Darren McCormack) also receives props for offering clients valuable tips, pre- and post-loan approval.

You’re also looking at a decade-old, one-stop shop brokerage with connections to over 50 lenders across Australia. The list includes both bank and non-bank institutions for business and personal loans (which is an expertise of these lenders).

Sadly, weekend hours and office meetings on Fridays aren’t a thing yet.

It’s also smart to book a session ahead if you’re only free in the mornings. Slots for this period don’t last.

The upside? Appointments can be set wherever you like, and they run for 30 minutes, longer than what the majority offer.

Pros

  • Open since 2013
  • Access to over 50 lenders
  • Award-winning
  • Free 30-minute consults

Cons

  • Weekend closure
  • Morning consult slots don’t last long

Would Highly Recommend

Darren from Mayfair Finance Australia was an absolute pleasure to work with. His financial expertise really shines through in the way he quickly understands your requirements and guides you in the right direction. He keeps you informed at every stage of the process, making the entire experience smooth and stress-free. Darren is not only highly professional but also genuinely friendly and approachable, with excellent communication skills. I would highly recommend him to anyone looking for loan solutions.

– shlinks88, Google Review

Seamless

Paul handled my business loan application and it was seamless. His experience was evident from the first time we discussed my options and I felt comfortable knowing he had a few ways to approach my loan approval. All went smoothly and I had loan approval well before the due date. A month into ownership of my new business I couldn’t be happier and all was made possible thanks to Paul’s expertise. Thanks again for all of your work, Paul!

– Ben Jenkins, Google Review

5. Search Mortgages

search-mortgages-logo

Address: 62 Unley Rd

Contact Details: +61 404 336 809

Operating Hours: Mon to Fri – 8:30 am to 5:30 pm

Website

Google review score5/5
Facebook review score4.8/5
Total reviews5/5
Score consistency4.9/5
Experience4.5/5
Credentials4.5/5
Communication Skills4.5/5
Adaptability4.5/5
Pricing (A higher score means a better value, not higher fees)4.5/5

The clients we chatted with described their Search Mortgages experience as “smooth and easy.” As they say, staff like Glen and Nick often provide detailed explanations and constant updates, with multi-channel availability to boot.

Many also brought up the firm’s personal touches, such as delivering paperwork to the clients’ workplaces. Heck, they even sent out housewarming gifts!

Above all, the firm is reliable at tracking down the lowest possible rates and most suitable loan types, like variable, package, and split.

No shocker there, honestly. Search Mortgages offers pre-approval and comparison solutions across more than 60 lenders, giving them more “wiggle room.”

As with most, though, we’ll mark their lack of weekend hours as a minus. Not everyone can ditch work midweek.

Online consults on certain weekdays can be tricky to book as well. For instance, Thursdays generally don’t have afternoon slots.

Pros

  • Open for over a decade
  • Superb customer service
  • Access to 60-plus lenders
  • Personally delivers paperwork to a client’s workplace

Cons

  • Weekend closure
  • Limited slots for virtual consults

They were responsive

Cannot recommend Search Mortgages enough. They bent over backwards to help consolidate some loans. They were responsive to all calls, emails and questions we had. They communicated regularly and provided updates around the next steps and timeframes. Thanks so much to Glenn and Deb for their professionalism and ability to make us feel like we were their only clients.

– Rebecca Heaton, Google Review

Fantastic Team

I’ve used the Services of Search Mortgages for many years on a number of property purchases and remortgages.

Honestly, they are a fantastic team and get the job done quickly, efficiently and with the minimum of fuss.

They can navigate you through long and complex processes – like self-build – giving you support and confidence right the way through.

I can’t recommend Glen and his team highly enough. First class.

– Michael Davidson, Google Review

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