5 Best Payday Loans in Adelaide for Those in a Pickle

Savvy has one of the most customer-friendly processes for payday loans. Their website has a straightforward interface that can process loans within 10 minutes.

Their loans range from $300 to $5,000, which is a good range applicable for most emergency cases. They can accept loans without employment checks, which helps shorten the application process.

Their flat establishment fee of $400 for loans exceeding $2,000 is reasonable, especially if you won’t be missing out on your payments.

We also like the flexibility of the payment frequency. Upon the payment due date, their reminders are gentle and not too overwhelming.

It was also a breeze to talk to their representatives regarding other forms of loans. They weren’t pushy, and they took their time to explain the terms of the loan.

That said, we’re a bit iffy about their high rates for loans lower than $2,000. At 4% per month, this can easily stack up if you miss payments.

Another downside is that some of their social media pages are filled with spam accounts promoting the company. This isn’t a great look for establishing the company’s reputation.

Cash Converters is one of the most accessible lenders in Adelaide. They have many branches in Adelaide, including one in Port Adelaide, Hampstead Gardens, and Gouger Street.

The business has been around since 1984. We’re fond of the company because they’re easy to communicate with from start to finish of the loan. 

We like how they allow payment of loans for up to a year, which provides more flexibility for borrowers.

Their representatives explain their loans in a way that’s easy to understand. 

Their plans are free of hidden charges too. 

Their stores also offer great deals if you’re looking for discounted secondhand items (jewelry, gadgets, tools, etc). Most of their customers were pleased with its price and quality. 

It’s just disappointing that their processing time is a bit slower than other companies. It can take up to a whole day to be approved.

Aside from this, their payday loans only range up to $2,000. Anything higher than this will be qualified as a medium loan.

Handypay is a lender best contacted by those looking to purchase an expensive item or service without a credit card. Their loans can be used to pay many construction, medical, and renovation companies.

We found their representatives straightforward to talk to. They made sure that we understood the payment terms before anything, and we didn’t encounter any hidden fees from them.

Handypay has a fast turnaround time, which is why they are trusted by many contractors and vendors.

Their website is also very user-friendly, making it easy to view their different loan options. They also have a mobile app for loan applications.

It’s great how Handypay allows loans to last for up to seven years. However, keep in mind that this can decrease the likelihood of approval.

That said, note that their minimum loan amount is $2,000, which makes them not ideal for those who only need a few hundred dollars.

Another downside is that they do not provide upfront cash loans.

SRG Finance offers a customer-friendly process for payday loans, with a streamlined approach that made us feel well-guided by the company.

Their website was easy to use for inputting information, and upon completion, we were promptly contacted by a representative who explained the loan terms to us in detail.

We appreciated the opportunity to speak with a human representative who gave us ample time to ask questions and understand the terms of the loan. The representative was well-informed and very responsive.

Compared to other payday lenders in Adelaide, SRG Finance offers very competitive interest rates. Additionally, their turnaround process is quick, with applications processed in less than 20 minutes.

SRG Finance is also highly accessible, with branches located in many major cities.

However, we were disappointed to find that their maximum loan amount is only up to $3,000, which may not be sufficient for some borrowers. Additionally, some of the information on their website needs to be updated, specifically on their credit guide page.

LendPlans offers loans ranging from $200 to $5,000, making it compatible with many clients. The lower the loan amount, the faster the application process, making them ideal for emergencies.

Their website has a visually appealing user interface, and the buttons are easy to navigate, making filling out the application form straightforward.

We also appreciate how well they explain the details of interest rates and payment methods. When we had inquiries, their responses were quick.

The company has some of the lowest interest rates since they are connected with many lending companies across the country. This is particularly beneficial if the loan is for education or home renovations.

In relation to this, however, the fact that they’re not the direct company landing the money can be a downside. Some may not be fond of having to transact with a third-party company. 

In addition, we found the information on their website lacking, particularly regarding interest rates.